行业报告引行业点评天风证券TF SECURITIES息差贡献所得2023年利润代码(百万元)释放资金税前利润bp税率税后利润同比增幅pct601398.SH工商银行72,1661.5080.4325%1,1310.29601939.SH建设银行59.5640.4325%9920.29601288.SH农业银行59.4901.2850.4325%9640.35601988.SH中国银行48,2868640.3425%6480.27601658.SH邮储银行30.3067240.5925%5430.55601328.SH交通银行19.2874110.3725%3080.32600036.SH招商银行17.5934260.4825%3190.20601166.SH兴业银行11.6173140.4125%2350.23600000.SH浦发银行11,7112960.3925%2220.44601998.SH中信银行12.7513390.4525%2540.37600016.SH民生银行10.2842550.3825%1910.48601818.SH光大银行9,7142720.4925%2040.43000001.SZ平安银行8,1082720.5825%2040.38600015.SH华夏银行5.3531510.4325%1140.42601916.SH浙商银行4.0511190.5325%890.60601169.SH北京银行4.6491100.3825%830.33601229.SH上海银行3.882920.3725%690.29600919.SH江苏银行4.0751260.5125%940.30002142.SZ宁波银行3.124860.4925%650.23601009.SH南京银行2.679760.4925%570.25600926.SH杭州银行2,262590.4525%440.31601577.SH长沙银行1,338440.6125%330.44601838.SH成都银行1.578440.5725%330.27601963.SH重庆银行930280.4725%210.42601997.SH贵阳银行932320.5325%240.38002936.SZ郑州银行811270.5025%200.60002948.SZ青岛银行825230.5125%170.51002966.SZ苏州银行763210.4725%160.32601665.SH齐鲁银行820220.5225%160.39001227.SZ兰州银行789240.6625%181.08600928.SH西安银行625170.5325%130.53601187.SH厦门银行530130.4325%100.34601077.SH渝农商行2.052540.4225%400.36601825.SH沪农商行520.4825%390.30002958.SZ青农商行707200.5025%150.44601128.SH常熟银行519200.8025%150.45601860.SH紫金银行443110.5225%0.49600908.SH无锡银行418100.5125%0.34002839.SZ张家港行333100.5825%70.38603323.SH苏农银行31938.9525%20.11002807.SZ江阴银行3030.5125%0.32601528.SH瑞丰银行2820.6025%60.34上市银行平均2290.4325%1710.32大行平均1.0190.4225%7640.32股份行平均2720.4525%2040.33城商行平均500.4725%370.32农商行平均200.5025%150.35资料来源：wind,天风证券研究所（①以22H1数据进行静态测算：22023年利润预期来自wind一致预期，无wnd一致预期的银行2023年净利润在22Q3(TTM)基础上以过去两年平均净利润增速作为基础进行测慎)请务必阅读正文之后的信息披露和免责申明